申卡指南 - 加航 Rollover Benefits 详解，持有黑卡可延期 eUpgrade 24个月

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Aeroplan专题：| 航司新闻 | 查票出票 | 快速赚取AP | 升舱eUpgrade | 加航会籍待遇 |

加航联名信用卡，这里特指的是几个高年费的卡，有几个福利特别值得大家关注，Rollover Benefits就是其中一个，本文详细解释一下。

2025年5月19日更新，根据VIP群友给的DP，手头上持有加航联名黑卡的话，eUpgrade Credits会延期24个月。这样就相当于突破了之前的1年期限制，可以跨年订到下一年的eUpgrade（比如2025年订2026年的机票）。

2024年12月16日更新，2024年7月1日起赚到的eUpgrade credits有12个月的时间可以使用（从到帐开始计算，而不是日历年）。如果持有加航联名信用卡的话（$599年费），可以再多延期12个月，也就是说一共24个月（多谢网友@dzgzpy和@jjhao指正）。详细可参考：加航联名黑卡福利的一小步，加航35K/50K转让的一大步

Effective July 1, 2024, Air Canada is streamlining the validity of eUpgrade credits to provide

Simplified Expiry: eUpgrade credits earned as part of your status benefits will be valid for 12 months from the date they are issued.
Improved Aeroplan Premium credit card benefit: Primary Aeroplan Premium credit cardholders, there’s even better news! As an Aeroplan Premium credit cardholder you will enjoy an additional 12 months of validity for all eUpgrades earned as part of your status benefits for a total of 24 months, and there will no longer be a cap at 50 credits maximum. This will replace the current eUpgrade rollover benefit.

2023年5月6日更新，如果想要符合Rollover Benefits，那么必须持有加航25K或以上的高级会员 + 加航联名黑卡($599年费)，才能符合资格。2023年7月24日前，两张Amex加航联名黑卡都有新的新开卡奖励：

太长不看版

通过本文你可以了解到，Rollover SQM and eUpgrades是什么，为什么有用，执行的时间这些问题。

文章目录

1 eUpgrade
2 25K35K
3 Rollover Benefits
4 注意事项
- 4.1 加航会籍
- 4.2 信用卡申请时间
5 合资格的信用卡
6
7 结语

eUpgrade

首先Rollover Benefits是跟eUpgrade Credits紧密相联的，只有当你有eUpgrade Credits的时候才有意义。本文假设你对于eUpgrade已经有了初步的理解。如果没有的话去搜索栏查eUpgrade，先复习一下旧文。简单地说，就是eUpgrade有三个极好的功能：

折扣订票
灵活行程
即时确认升舱

25K35K

其次就是在2021年，已经知道有一大批本网站的读者朋友，通过联名信用卡优惠，拿到了25K，预计明年就会升到35K。如果到现在你对这个优惠还不了解的话，那么实际上已经错过了，可以自行去| AEROPLAN 加航 |这个推荐专题自行查看之前的分享文章。

拿到了25K之后，会收到25个eUpgrade Credits，到2023年1月15日到期。注意这是使用期限，不是订票期限，也就是说你的机票要在2022年12月31日前才能用得上这eUpgrade Credits。那么问题来了，万一在2022年还是没有机会用出去呢？这个时候就要用到Rollover Benefits了。

Rollover Benefits

加航联名高档信用卡

其中一个重要的福利，就是Rollover SQM and eUpgrades。主卡的持有人每年上限为200,000 SQM和50 eUpgrade credits，如果当年没有用完的话，可以留到下一年再用。有这个福利的包括这4张：

换句话说，主要是持有这4张信用卡的其中之一，那么无论是25K的25 eUpgrade Credits，还是35K的35 eUpgrade Credits，都可以延期到下一年。

具体执行

具体的执行是这样的，2024年7月1日起赚到的eUpgrade credits有12个月的时间可以使用（从到帐开始计算，而不是日历年）。如果持有加航联名信用卡的话（$599年费），可以再多延期12个月，也就是说一共24个月（多谢网友@dzgzpy和@jjhao指正）。详细可参考：加航联名黑卡福利的一小步，加航35K/50K转让的一大步

Effective July 1, 2024, Air Canada is streamlining the validity of eUpgrade credits to provide

Simplified Expiry: eUpgrade credits earned as part of your status benefits will be valid for 12 months from the date they are issued.
Improved Aeroplan Premium credit card benefit: Primary Aeroplan Premium credit cardholders, there’s even better news! As an Aeroplan Premium credit cardholder you will enjoy an additional 12 months of validity for all eUpgrades earned as part of your status benefits for a total of 24 months, and there will no longer be a cap at 50 credits maximum. This will replace the current eUpgrade rollover benefit.

到了每年的年底，eUpgrade Credits就会过期。如果持有上面说的4张信用卡其中之一的话，那么就会在来年的3月30日前，再重新收到相同数额的eUpgrade Credits（上限为50）。

CIBC Aeroplan Visa Infinite Privilege Card primary cardholders who also hold Aeroplan Elite Status will be able to roll over up to a maximum of 50 eUpgrade Credits received in the prior status year to the next benefit year. eUpgrade Credits issued on a promotional basis, as well as those already rolled over from a previous benefit year, are not eligible for this benefit. Rollover eUpgrade Credits will be deposited directly into the member’s Aeroplan account no later than March 30 of any given year, provided the member holds Aeroplan Elite Status at that time, and held Aeroplan Elite Status in the previous benefit year. If your CIBC Aeroplan credit card account is not in Good Standing, or if it is closed, regardless of reason for closure or if the CIBC Aeroplan credit card product is changed to a different product, any unused, rolled over eUpgrade Credits will be forfeited and removed from the member’s eUpgrade account. Benefit is only available to primary cardholders and does not apply to authorized users. Where a primary cardholder is eligible to roll over eUpgrade Credits under another Aeroplan credit card, the total cumulative roll over of all eUpgrade Credits cannot exceed the maximum of 50 eUpgrade Credits.

~~而根据之前的经验，eUpgrade Credits返回来的时间，是每年的3月初。~~

~~2023年的到帐日期，则是2月7日左右，2023年的加航Rollover eUpgrade credits已经到帐~~