加国信用卡 – 满地可银行 BMO eclipse Visa Infinite Privilege Card 介绍，20万分+$50

满地可银行 BMO eclipse Visa Infinite Privilege Card 是BMO的高端信用卡。特点是每个日历年送$200 Annual Lifestyle Credit （持卡一年可以拿两次），送6次Priority Pass。

BMO eclipse Visa Infinite Privilege 最新优惠

最新的开卡奖励为最高20万分，分三个阶段达成：

• 开卡后110天内净合资格消费满 $6,000，可获得 80,000 点 BMO Rewards 积分。
• 开卡后180天内净合资格消费满 $30,000，可获得 40,000 点 BMO Rewards 积分。
• 开卡后12个月内净合资格消费满 $75,000，可获得 80,000 点 BMO Rewards 积分。

合资格消费需扣除退款，且不包括现金预支、类现金交易、利息、费用、信用或借记调整。三个阶段累计达成可拿满 200,000 点。本期申请窗口为2026年5月11日至2026年10月31日。通过FinlyWealth 申请，还可以得到额外的$50 CAD。

1. BMO eclipse Visa Infinite Privilege applications must be received between May 11, 2026 and October 31, 2026 (the “Offer Period”) to be eligible for this offer. 80,000 BMO Rewards welcome bonus points will be applied to your BMO Rewards Collector Account after you spend a minimum of $6,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) within the first 110 days after the account open date. BMO Rewards welcome bonus points will be credited to your Collector Account within sixty (60) business days following the applicable qualifying spend threshold being met. Receive an additional 40,000 BMO Rewards points (6) months after the Credit Card account open date after you spend a minimum of $30,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) within the first six (6) months after the account open date. The 30,000 BMO Rewards points will be applied to your BMO Rewards Collector Account within forty (40) business days following the applicable qualifying criteria being met. Receive an additional 80,000 BMO Rewards points twelve (12) months after the Credit Card account open date when you spend a minimum of $75,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) within the first twelve (12) months after the account open date, as long your account is in good standing at the time you qualify for the additional points. This offer is not available to current or former BMO eclipse Visa Infinite Privilege cardholders who reinstate a closed account or open a new account during the Offer Period. Existing BMO credit card cardholders who transfer into this product during the Offer Period are not eligible for this offer. If you cancel your card within ninety (90) days of account opening, the welcome bonus will be cancelled. This offer may be withdrawn or changed without notice.

最新的开卡奖励为9万分，2022年1月6日至12月6日。消费要求是前三个月消费$6千给5万分，一年内消费$10万（多谢网友指正），再给4万分。(50,000 points when you spend $6,000 in the first 3 months, plus 40,000 points when you spend at least $100,000 in the first year.)

评分

信用卡申请101

• 加国信用 – 如何查询信用记录（免费和收费）
• 加拿大信用记录入门，如何查询和提高信用分数
• 加国信用 – 如何知道公司和银行使用那一间信用评分机构？
• 介绍几个快速完成开卡消费挑战的办法
• 加拿大信用卡保险，年费，推荐指数列表

以下对每项主要福利进行分析一下。

福利介绍

• 买菜，吃饭，加油，公共交通，旅行，药店5x积分

  买菜，吃饭，加油，公共交通，旅行，药店，5x BMO Rewards，最高$100,000消费上限。其它消费1x。

  添加副卡的话，再送25%的BMO Rewards。关于BMO Rewards可参考：加拿大满地可银行BMO Rewards介绍，BMO Rewards的价值估算和使用建议

• 每个日历年送$200 Annual Lifestyle Credit

  要拿到Annual Lifestyle Credit的难度为零，每年续年费后都会直接以Statement Credit的形式发出。

其它福利还包括：

• 保修延期 Extended Warranty – 2年
• 购物保险 Purchase Protection – 120天
• 手机保险 Mobile Device – C$1,000
• 旅行意外保险 Travel Accident – C$500,000
• 旅行紧急医疗 Emergency Medical Term – 22天（65岁以上3天）
• 旅行取消 Trip Cancellation – C$2,500
• 旅行中断 Trip Interruption – C$2,000
• 航班延误 Flight Delay – C$500
• 行李延误 Baggage Delay – C$500
• 行李丢失 Lost or Stolen Baggage – C$1,000
• 酒店失窃 Hotel Burglary – C$1,000
• 租车保险 Rental Car Theft & Damage – 包括
• 租车个人财物险 Rental Car Personal Effects – 包括

年费评估

年费$599 CAD，副卡$99 CAD。

其它资料

• 申请这张卡需要个人年收入15万或者家庭总年收入20万。

  当然这不一定是硬性指标，只要你的信用良好的话，找个相熟的BMO职员应该会通融的。

网上申卡

如果对这张卡有兴趣的话，点击下面申请键可以跳转到本站合作伙伴的网页。

再点击Apply Now，就会转到BMO银行的官方申请英文网页（开卡礼相同），感谢各位读者朋友们对本站的支持！