加国信用卡 – Wealthsimple Card 介绍，2023年2月1日改版

Wealthsimple推出Cash Card，官方直达网页 。现在新帐户是$10 CAD的奖励。Wealthsimple Card将于2022年3月起取消吃饭5%，改为任何消费1%。另外一个特色，是没有FX fee。

2023年1月15日更新，2023年2月1日改版后，这张卡继续保留免FX fee，多谢网友twg202an指正。

(c) Transactions Made in Foreign Currencies: If you make a purchase using your Card in a currency other than in Canadian dollars, the amount deducted from the available funds on your Card will be converted by Mastercard into Canadian dollars. The applicable exchange rate will be determined by Mastercard from the range of rates available in wholesale currency markets for the applicable processing date, which may vary from the rate Mastercard itself receives. The exchange rate used for the conversion on the processing date may be different than the rate that was in effect on the date you performed the transaction and may include a margin, which is the difference between the exchange rate Mastercard is able to obtain for the foreign currency and the actual foreign exchange rate Mastercard uses for the conversion into Canadian dollars and may be an indirect cost to you.  The Wealthsimple Cash Card does not carry any additional Foreign Exchange Transaction Fees on top of what Mastercard uses for currency conversion.  If a foreign currency transaction is refunded to your Card, the exchange rate determined by Mastercard will be used to convert your refund to Canadian dollars and the rate in effect on the day that the refund is processed may differ from the rate in effect on the transaction date or posting date. This means that the amount that is credited to your Card for a refund of a foreign currency transaction will, in most cases, be different than the amount that was originally charged to your Card for that transaction.

2023年1月7日更新，2023年2月1日改版，Wealthsimple Card将从Visa改为MasterCard，取消免FX fee（也就是开始收FX fee了，多谢网友allen提供资料）。在Wealthsimple Card里面的钱将会收到1%的利息，如果加一个$500 Payroll Direct Deposit，利息会变成3%。

2021年12月22日更新，Wealthsimple Card可以用在Worldremit上面，而且有1%的返现。Worldremit的详细介绍戳这里，现在新注册还可以用零成本赚回$45 CAD。

之所以被称为加拿大东部最好的预付款周末吃饭卡，是因为周五六日餐饮消费为5%返现。但问题是，这个时间是按加东时间来计算的。也就是说，如果你是加东的朋友，周四晚如果能拖到午夜12点后买单的话，还能多拿个5%返现。但假设你在加西，比如说BC省的朋友，那么周日出外吃个饭，想要用这张卡的话还得赶在晚上9点前买单。至于后面的余兴节目（早点回家吧）。。。

除此之外，使用这张卡境外消费，没有FX fee（直接对标Stack Card），这一点也是不错的。

Wealthsimple Cash $10 CAD

如果你对这张卡有兴趣话，可以先把邀请链接 注册了，现在新帐户还有$10 CAD的奖励，基本上什么都不用做，就白拿个10块。详细介绍可参考：海外的支付宝？Wealthsimple Cash介绍

结语

希望Wealthsimple在正式推出的时候能把这个BUG改掉吧，加西人民的周日也是可以有夜生活的好不好？