现在大家手头上都难免有几个银行户口,把钱从银行之间转钱是常有的事情。不同银行之间转钱,不外乎就是3个办法:
- 先提现金又或者开支票,再跑到另一家银行存钱;
- 开支票,再通过另一家银行的手机App直接拍照存钱;
- 用Email Money Transfer (EMT),一般上限是$3,000/每天,$10,000/每7天。
问题是提现金需要出门跑一趟,存钱时金额太大既不安全,银行职员还要多加盘问。而支票现在也越来越少人用了。
加拿大橘子银行 Tangerine External Accounts,就给出了另一个办法。把其它银行的户口连接起来之后,就可以安全地最多转5万加币上限(每天)。如果需要转5万以上的,还可以打给客服,让客服帮你处理。橘子银行直达网页
本文介绍一下这个办法:
首先登录 Tangerine 的网银,点击 External 。
再点击 Manage。
再转入另一家银行的户口资料。这个资料一般登录网银,或者支票上也能看到。如果实在找不到的话,打给银行问一下也可以。
连接之后,还有一个验证的过程。 Tangerine 会存入两笔极小金额的款项到另一家银行,等过几天收到之后,回到 Tangerine,输入这两个金额作为验证,才算是最后连接成功。所以并不会存在输入错误资料的问题。
最新优惠
现在最新的优惠,是2022年11月30日前申请一个新的 Tangerine 户口,使用优惠码 EARNMORE ,会有网络消费2000-400 (20% off)的新开户奖励,以及前5个月有4.25%的存款利息。
关于这个优惠的使用经验可参考:Tangerine 最新活动 – 网络消费2000-400 (20% off)+4%年利率活期!!!
The New Client 4.25% Interest Rate and Visa* Debit 20% Cashback Bundle Offer (the “Offer”) is available to new Tangerine Clients who: (a) have a Client Number created between September 23, 2022 and November 30, 2022, (b) become a Tangerine Client using the Promo Code “EARNMORE”, (c) open an Applicable Savings Account within 30 days of the date their Client Number was created, (d) open a Tangerine Chequing Account within 30 days of the date their Client Number was created, and (e) meet all other Offer terms and conditions (collectively the “Offer Qualifying Conditions”). The 4.25% Promotional Rate will apply to deposits made to an Eligible Client’s Applicable Savings Account(s) for 153 days (5 months) beginning on the date all Offer Qualifying Conditions have been met, to a maximum of $1,000,000 (in the currency of the Applicable Account) per Applicable Savings Account Type (for deposits to registered Applicable Savings Accounts made through a T2033 form, please see the full Offer Terms and Conditions). The Promotional Rate is an annualized rate, calculated daily and paid monthly. Eligible Clients will earn a cashback bonus of 20% on eligible online purchases and online bill payments made on a merchant’s website using the Visa Debit feature of their Client Card for 60 days, up to a maximum of $400 per Account. The 60-day period for Eligible Transactions (“Eligible Transaction Period”) begins on the date the Client Card is activated. The Cash Bonus will apply to the sum of all Eligible Transactions less any refunds, returns or other similar credits made during the Eligible Transaction Period. Eligible Clients must activate their Client Card within 60 days of the date their Chequing Account was opened. The Bonus will be deposited to the Client’s Account within 30 days of the end of the Eligible Transaction Period. For Clients with two Chequing Accounts, only the Account that is designated as “Chequing” on their Client Card will qualify for the Offer. Limit of one (1) Cash Bonus per Account. Offer is not transferable and can’t be combined with other promotional savings rate offers or chequing cash bonus offers. Further, while opening both Accounts is not required generally in order to open either a Chequing Account or Savings Account, you need to open both Accounts within your first 30 days to be eligible for this Offer. By accepting the Offer, you agree to the terms and conditions of this Offer and consent to receive electronic messages that notify you when the Promotion Period is expiring and of any changes to your Account(s) that will take effect after the Promotion Period expires. Full Offer Terms and Conditions, including definitions of any capitalized terms, are available here. Offer may be changed, extended or cancelled without notice.
注意不能跟Orange Key合并使用,所以直接上Tangerine网站申请就可以了,直达网页 。
结语
连接成功之后,把钱存入转出,都相当的方便,大家不妨留意一下。