2019年1月1日起,加拿大Amex个人白金卡修改Travel Credit条款

加拿大Amex个人白金卡修改Travel Credit是一个非常有用的福利,由于Travel Credit可以用在机票,酒店和租车等旅行方面的支出(需要通过Amex Travel预订),所以能够用出的机会还是非常容易的。而之前的Travel Credit的计算时间是按日历年的,这样就产生了一个漏洞,如果你申请Amex个人白金卡,然后在一年之内取消的话,那么你实际上有两次使用Travel Credit的机会。但是现在加拿大Amex已经修改了这个条款,新的条款是按信用卡的续期时间来计算的。也就是说,如果你的白卡金的续期时间为2019年4月1日,修改条款之前的Travel Credit有效期为从2019年1月1日至2019年12月31日,而之后Travel Credit有效期为2019年4月1日至2020年3月31日。

官方条款:

Please be advised that effective January 1, 2019, we are changing the date when your $200 CAD Annual Travel Credit will be renewed. As of January 1, 2019, the $200 CAD Annual Travel Credit will be renewed each year on the anniversary date of your Platinum Card membership and will be available for use for the 12 months following your anniversary date. It will no longer be renewed based on calendar year. If you have not yet used your 2018 Annual Travel Credit, you will still have until December 31, 2018 to use your 2018 credit. Example: If your next Platinum Card membership anniversary date is April 1, 2019, your next $200 Annual Travel Credit will be available for use from April 1, 2019 to March 31, 2020, and annually thereafter.

结语

修改了这个漏洞之后,大家可能就少了动力去取消Amex个人白金卡了,对于Amex是一件好事,因为毕竟Amex当然不希望大家会取消信用卡。

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