积分入门 – 当要取消美国运通American Express信用卡时，帐户内的Amex MR积分如何处理

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当要取消美国运通American Express信用卡时，帐户内的Amex MR积分最好的办法当然是转成其它酒店积分或者航司里程。但有时候出于一些原因暂时不想转分的话，那就要保证除了准备取消的Amex之外，还要有另外一张Amex，并提前打电话把两张卡的Member Rewards帐户连在一起。千万不要指望销卡时，客服会帮你转过去。

注意，由于最近还是有多个DP显示可以正常帐户相连，如果客服拒绝的话，建议再打一次电话，找另一个客服操作。

其它可参考：关于加拿大Amex Cobalt Card和Amex Business Edge积分合并的问题

以下是American Express Member Rewards的官方条款：

Program Account:

1. Points accrued in the Cardmember’s Program account may be converted to a participating Frequent Customer Program or redeemed for a Reward or Hotel Night Voucher provided all of the Cardmember’s enrolled Linked Accounts are in good standing and not cancelled or terminated by American Express or the Cardmember (except as provided below) at time of the conversion or redemption request. If any Linked Account is not in good standing, the Cardmember’s enrolment in the Program may be cancelled or Points accrued in the Program may be forfeited. A Cardmember enrolment in the Program may also be cancelled or Points accrued in the Program account forfeited if the Cardmember has at any time failed to adhere to the Cardmember Agreement.
2. If American Express reinstates cancelled Linked Account(s) within six months of cancellation, the related Points accrued in the Cardmember’s Programme account may subsequently be redeemed for Rewards, in accordance with the provisions of these Terms and Conditions.
3. If a Cardmember has more than one American Express Card account enrolled in the Programme, voluntarily cancels any such Card account, and keeps at least one American Express Basic Card account enrolled in the Programme, any Points accrued in the Programme account as a result of charges billed to the cancelled Card account will remain valid in the Programme Account provided all other conditions set out herein have been met.
4. If a Cardmember voluntarily cancels enrolment in the Programme or cancels all Linked Accounts enrolled in the Programme, but keeps at least one American Express Card, the Cardmember will have up to six months to re enrol in the Programme in order to reactivate any Points previously accrued in the Programme account prior to such cancellation.
5. If a Cardmember cancels a Linked Account and cancels all American Express Cards all Points accrued in the Cardmember’s Programme account and not redeemed at the date of cancellation will be forfeited, unless otherwise agreed at the time of such cancellation.
6. Once accrued Points in a Cardmember’s Programme account have been converted into a participating Frequent Customer Programme or redeemed for a Reward, the Points can not be converted back into the Cardmember’s Programme account.

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消费1加元	个人金卡	商业金卡	个人Cobalt	个人白金卡	商业白金卡
餐馆吃饭	1	1	5	2	1.25
买菜	2	1	5	1	1.25
旅行开支	2	1	2	2	1.25
加油	2	1	2	1	1.25
交通费	1	1	2	1	1.25
药房	2	1	1	1	1.25
其它消费	1	1	1	1	1.25
特别消费	1	2	1	1	1.25
开卡奖励	7万分史高	11.5万分史高	5万分史高	11.5万分史高	12万分史高